Waiting period in health insurance is the time you must wait before certain medical expenses become eligible for coverage.
Waiting period kya hota hai?
Waiting period wo time hota hai jisme insurance company kuch treatments ya diseases ke claims allow nahi karti.
Types of waiting periods in health insurance include:
– Initial waiting period (usually 30 days)
– Pre-existing disease waiting period
– Specific disease waiting period
– Maternity waiting period
Why waiting period exists?
Insurance companies use waiting periods to prevent misuse of policies and ensure fair usage.
Important:
Waiting period duration varies between insurance companies and policy types. Always check policy documents before buying.
This article is for informational purposes only.