Sum insured in health insurance is the maximum amount that an insurance company will pay for medical expenses during a policy year.
Sum insured kya hota hai?
Sum insured wo limit hoti hai jisme tak insurance company aapke medical expenses cover karti hai.
Example:
If your policy has a sum insured of ₹5,00,000, the insurance company will cover expenses up to this amount in one policy year.
Why sum insured is important:
– It decides how much coverage you get
– Higher sum insured gives better financial protection
– Medical costs are increasing every year
How to choose right sum insured:
– Consider your age and family size
– Check medical costs in your city
– Choose higher coverage if budget allows
Important note:
Always choose a sum insured that can handle major hospitalization expenses.
This article is for informational purposes only.