Co-payment in health insurance means the percentage of medical expenses that the insured has to pay from their own pocket.
Co-payment kya hota hai?
Co-payment ka matlab hai ki claim ke time kuch percentage aapko khud pay karna hota hai, baaki insurance company pay karti hai.
Example:
If your policy has 10% co-payment and hospital bill is ₹1,00,000, you will pay ₹10,000 and insurance company will pay ₹90,000.
Why co-payment exists:
– Helps control claim costs
– Keeps premium lower
Important things to check:
– Co-payment percentage
– Situations where co-payment applies
– Whether co-payment is mandatory
This article is for informational purposes only.