Pre-existing diseases in health insurance refer to medical conditions that a person already has before buying an insurance policy.
Pre-existing disease kya hota hai?
Koi bhi bimari ya health condition jo policy lene se pehle maujood ho, use pre-existing disease kaha jata hai.
Examples include:
– Diabetes
– Blood pressure
– Heart disease
– Asthma
Waiting period:
Most health insurance policies have a waiting period for pre-existing diseases, usually ranging from 2 to 4 years.
Important things to know:
– Declare all pre-existing diseases honestly
– Non-disclosure can lead to claim rejection
– Coverage starts only after waiting period completion
This article is for informational purposes only.